Cycling to work is becoming increasingly popular across Ireland—not only for its health benefits but also for the significant savings it offers. Thanks to the bike to work scheme, employees can now purchase bicycles and accessories at reduced costs while employers benefit from healthier, more punctual staff. The program is simple, effective, and financially smart.
What Is the Bike to Work Scheme?
The scheme allows employees to buy a new bicycle and related safety equipment through their employer and save up to 52% on the cost. These savings come from income tax, PRSI, and USC relief. Payments are spread over a period of up to 12 months through salary sacrifice—making it more manageable for many commuters.
There are spending limits depending on the type of bike:
- €1,250 for regular bikes and accessories
- €1,500 for e-bikes and cargo bikes
Employers pay for the bike upfront, and you pay it back in instalments from your gross salary. It’s available to all PAYE employees, and you can use it once every four years. Full application details and forms are available at Cycle SuperStore’s Bike to Work Scheme page.
What Can You Purchase?
The scheme covers more than just the bike. Eligible purchases include:
- Helmets
- Lights and locks
- High-visibility clothing
- Baskets, panniers, or bike racks
- Reflectors and mirrors
You can choose from a wide selection of models and brands, including city bikes, mountain bikes, and e-bikes. This flexibility lets you tailor your purchase to your lifestyle and commute.
Why It’s Worth It
If you cycle five days a week, your fuel costs, car wear-and-tear, and parking fees could add up quickly. With the bike to work scheme, you could spend as little as €20 per week and own your bike within a year—while reducing overall commuting costs.
Aside from money, there’s convenience. You won’t get stuck in traffic. You won’t rely on delayed public transport. And if you live in a city, you might even reach the office faster on two wheels.
Plus, the health benefits are clear. Regular cycling reduces the risk of heart disease, improves mental health, and helps maintain a healthy weight. It’s an easy way to fit daily exercise into a busy routine.
Practical Tips Before You Apply
- Check with your employer to confirm they participate in the scheme.
- Visit a store like Cycle SuperStore to get professional advice and find the right bike.
- Complete the application form available online and follow the step-by-step instructions.
- Plan your route—start with shorter rides and gradually increase your distance.
- Invest in good accessories—a quality lock and lights are essential for safety and peace of mind.
Final Thought
Cycling to work is no longer just a lifestyle choice—it’s a financially and physically smart decision. With government support through the bike to work scheme, it’s easier than ever to make the switch. Whether you’re commuting in the city or enjoying countryside rides, this initiative helps you get there for less.