Understanding Investing Strategy of Franklin Templeton Mutual Fund AMC

Mutual funds are a commonly used method of growing wealth. There are many asset management companies (AMCs) in the market, but in this article, we will talk about Franklin Templeton Mutual Fund.

With a rich heritage of knowledge and various investment options, Franklin Templeton provides opportunities for investors to attain their financial objectives. In this article, we will look at Franklin Templeton’s approach and its importance to all types of investors.

Franklin Templeton in India

Franklin Templeton is a company that provides investments and plans to help people meet their financial targets. Franklin Templeton Mutual Fund India was established in 1985 by John Templeton and is supervised by Fidelity Asset Management Company India Ltd., headquartered in Mumbai.

The corporation also has branches abroad, such as in the USA, Britain, Australia, Canada, and South Africa. Some of the online mutual fund schemes offered by Franklin Templeton India include:

●Child’s education



●Cash management

●Dream home

●Wealth creation

●Tax planning


Franklin Templeton India has a workforce of more than 1,800 employees, including those engaged in investment research, sales and distribution, risk management, legal and compliance matters, finance, and information technology.

Investment Strategies of Franklin Templeton Mutual Funds

For its diverse variety of mutual funds, Franklin Templeton Mutual Fund uses different investment strategies. Here are some key strategies:

  1. Top-down Strategy

Franklin Templeton Mutual Fund uses a top-down approach, which is a two-step process. Firstly, they search macroeconomic factors to identify potential sectors for investment. When they choose a sector, they focus on the best stocks within that sector.

Through this strategy, it becomes possible for them to tackle wider economic trends and growth opportunities specific to sectors.

  1. Bottom-up Strategy

Bottom-up is another technique employed by Franklin Templeton Mutual Fund. It concentrates on individual firms instead of industries or the whole economy.

Managers pick out a company’s shares according to their performance, financial health, and growth potential without limiting themselves to certain sectors.

By doing so, they are able to pinpoint stocks that might be undervalued and give better returns.

  1. Value Strategy

Franklin Templeton Mutual Fund uses the value strategy to invest in undervalued stocks. It is based on the idea that these stocks are not fully priced by the market, and they will ultimately yield remarkable returns when their real worth becomes apparent.

To identify such stocks, this strategy demands extensive analysis and patience since the market might take a while to respond and reveal their true value.

  1. Growth Strategy

The Growth strategy focuses on investing in companies that are expected to grow at an above-average rate compared to other companies.

The fund managers identify these companies based on various factors such as strong competitive position, innovative products or services, and sound financial health.


The aim is to capitalize on the company’s future earnings and capital appreciation. However, growth stocks can be more volatile and may not pay dividends.


Understanding Franklin Templeton’s investment strategy helps you make better choices when investing in mutual funds. It’s important to grasp the strategies of all mutual fund companies to make informed financial decisions. To invest in mutual funds online, consider Dhan.